Reply to How to ensure my kids inherit my money if my husband remarried and died?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Set up a trust. Designate kids as beneficiaries. Talk to your lawyer.[/quote]

I would be super pissed of DH did this and died and left me with 1/2 what we had before. [/quote]

Why?! [/quote]

I don't think anybody philosophically has a problem with what OP is trying to achieve, but I can see a lot of pissed-off spouses based on the way one of the spouses achieves this.

I think everyone is trying to achieve some structure such that the surviving spouse is able to fully utilize 100% of the estate...I mean, it is quite possible they never marry again, so now you just restricted a ton of $$$s that in theory you collectively accumulated...but provides some $$$s protection for the kids if you remarry.

Maybe I am crazy...but if I were to remarry, it is likely someone with similar age and finances.  I just don't see a "gold digger" situation as being the norm.

[/quote]

My spouse and I came to our marriage with roughly equal assets. The difference between us is that I had parents to take care of, and his family is wealthy. So we both have somewhat complicated trusts set up. What I REALLY didn't want is for us to say, get into a bad car accident, and me pass away a day before he did, effectively leaving all of my assets to his already wealthy family and leaving my parents destitute. But I want my spouse to have enough assets to not have to worry if I just happen to die suddenly. A lot of if/then/else in the trusts on both sides. Obviously he can change his will/trusts in the future, but my parents and kid will always be provided for in mine.[/quote]

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