Reply to How to ensure my kids inherit my money if my husband remarried and died?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I’d trust my DH to ensure our children were cared for. I think it’s much more important to worry about this after divorce with possible remarriages on the horizon. But death I guess is possible too.

But we don’t have millions, so if I died I’d want DH to have access to all of it to make sure the kids could be provided for. I guess if I was going to get a a big inheritance I’d maybe put that in a trust on my death to go to my kids. But. I trust my DH with this. [/quote]

This is hard because you really can’t trust the spouse to ensure the kids are taken care of.  Case in point my XH remarried, got himself a step-son in the process and started having more kids with the new wife.  Our shared kids are almost adults and it’s been made very clear to them that once his financial obligations are over they shouldn’t expect anything more from him in the future.

I know this is a divorce situation but if could have just as easily been as the result of the death of a spouse.

Any inheritance they will receive needs to come from me.  I have a trust set up for them, and my new husband has a trust set up for his kids.  I would have hoped my XH would have done the same, or at least considered his first kids as equals as opposed to a burden he will soon be free of.

[/quote]

This is my XH as well. Met new girlfriend with kids from 2 previous relationships so essentially has 3 new people to provide for in addition to our kids. Not sure what he was thinking or if he was even thinking. They’re not married… yet. But I don’t know how they would raise the kids in a non marriage cohabiting relationship and not treat them equally, so I figure my kids’ resources and inheritance from their father is now divided across all the kids and I need to save and prepare for them on my own. I wouldn’t marry unless it made financial sense for me due to this. [/quote]

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