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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]No fed I know, including me, has enough money to take a vacation when we don't know when we will be paid. It's staycation all the way.

OP, you must have some family money, or be a really old DC area fed who is still working, to be able to afford a second house in the mountains. [/quote]

Some feds save and don't live paycheck to paycheck so yeah, a vacation is possible.[/quote]

Really, you months of living expenses in liquid cash AND own a vacation home?? Get real. Feds don’t know when they will be paid, this could easily go into 2-3 months of now pay. Our mortgage is $3k, so just to keep roof on our head we will need $10k liquid.

Who in their right mind would drop $1ks more for a vacation that could be cancelled at any moment?

So I know OP is some weird case, like an old dude who bought homes when they were cheap or family money. [/quote]

No family money...1st generation college grad, but yeah, we have 3 months savings. It's possible with good financial decisions and discipline.

[/quote]

3 months expenses for let’s say a family making $200k — maybe looking at $40k?

Keeping that much money in liquid cash would be dumb, and are you going to cash in and pay penalties on CDs AND taxes on liquidating stock just to go on a rando vacation?[/quote]

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