Anonymous
09/23/2023 23:25
Subject: Shutdown vacation ideas and deals
[twitter]
How much is your housing expense and where do you live? That’s what drive most people’s ability to save and defines the size of emergency fund.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:No fed I know, including me, has enough money to take a vacation when we don't know when we will be paid. It's staycation all the way.
OP, you must have some family money, or be a really old DC area fed who is still working, to be able to afford a second house in the mountains.
Some feds save and don't live paycheck to paycheck so yeah, a vacation is possible.
Really, you months of living expenses in liquid cash AND own a vacation home?? Get real. Feds don’t know when they will be paid, this could easily go into 2-3 months of now pay. Our mortgage is $3k, so just to keep roof on our head we will need $10k liquid.
Who in their right mind would drop $1ks more for a vacation that could be cancelled at any moment?
So I know OP is some weird case, like an old dude who bought homes when they were cheap or family money.
NP here. We aren’t planning a vacation (& don’t have a vacation home), but we are a single income family (GS-15) with kids and have many, many months of living expenses socked away, so yes— we could easily take a trip if we wanted, even with no paycheck for a while… we are frugal in general & our trips are not extravagant to begin with. No family money. I don’t know why people act like this is so hard to believe?
How much is your housing expense and where do you live? That’s what drive most people’s ability to save and defines the size of emergency fund.
Anonymous
09/23/2023 23:24
Subject: Shutdown vacation ideas and deals
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:No fed I know, including me, has enough money to take a vacation when we don't know when we will be paid. It's staycation all the way.
OP, you must have some family money, or be a really old DC area fed who is still working, to be able to afford a second house in the mountains.
Some feds save and don't live paycheck to paycheck so yeah, a vacation is possible.
Really, you months of living expenses in liquid cash AND own a vacation home?? Get real. Feds don’t know when they will be paid, this could easily go into 2-3 months of now pay. Our mortgage is $3k, so just to keep roof on our head we will need $10k liquid.
Who in their right mind would drop $1ks more for a vacation that could be cancelled at any moment?
So I know OP is some weird case, like an old dude who bought homes when they were cheap or family money.
No family money...1st generation college grad, but yeah, we have 3 months savings. It's possible with good financial decisions and discipline.
3 months expenses for let’s say a family making $200k — maybe looking at $40k?
Keeping that much money in liquid cash would be dumb, and are you going to cash in and pay penalties on CDs AND taxes on liquidating stock just to go on a rando vacation?
Anonymous
09/23/2023 23:21
Subject: Shutdown vacation ideas and deals
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:No fed I know, including me, has enough money to take a vacation when we don't know when we will be paid. It's staycation all the way.
OP, you must have some family money, or be a really old DC area fed who is still working, to be able to afford a second house in the mountains.
Some feds save and don't live paycheck to paycheck so yeah, a vacation is possible.
So feds buying a vacation home in the mountains as well as a home in the DC area? Nope, not unless you have other money or are much older, like 70+.
We have enough money saved to take a vacation and don't live paycheck or paycheck, but who would do that when you don't know when you will get paid again, unless you are single and don't own a house?
It's more likely some feds will use the time to find a higher paying industry job. It's a revolving door at my agency, especially with RTO.
You do realize it is possible to take a vacation without having a vacation home.
OP specifies their own mountain vacation home.
Anonymous
09/23/2023 23:05
Subject: Shutdown vacation ideas and deals
Tone deaf or a troll. Which is it?
Anonymous
09/23/2023 23:01
Subject: Shutdown vacation ideas and deals
Anonymous wrote:Anonymous wrote:Anonymous wrote:No fed I know, including me, has enough money to take a vacation when we don't know when we will be paid. It's staycation all the way.
OP, you must have some family money, or be a really old DC area fed who is still working, to be able to afford a second house in the mountains.
Some feds save and don't live paycheck to paycheck so yeah, a vacation is possible.
Really, you months of living expenses in liquid cash AND own a vacation home?? Get real. Feds don’t know when they will be paid, this could easily go into 2-3 months of now pay. Our mortgage is $3k, so just to keep roof on our head we will need $10k liquid.
Who in their right mind would drop $1ks more for a vacation that could be cancelled at any moment?
So I know OP is some weird case, like an old dude who bought homes when they were cheap or family money.
NP here. We aren’t planning a vacation (& don’t have a vacation home), but we are a single income family (GS-15) with kids and have many, many months of living expenses socked away, so yes— we could easily take a trip if we wanted, even with no paycheck for a while… we are frugal in general & our trips are not extravagant to begin with. No family money. I don’t know why people act like this is so hard to believe?
Anonymous
09/23/2023 22:55
Subject: Shutdown vacation ideas and deals
We are planning a few days in the Outer Banks.
Anonymous
09/23/2023 22:55
Subject: Shutdown vacation ideas and deals
I’m a contractor with a vacation home. Later!
Not sitting around waiting for the Republicans to get their act together.
Not sitting around waiting for the Republicans to get their act together.
Anonymous
09/23/2023 22:53
Subject: Shutdown vacation ideas and deals
Anonymous wrote:Anonymous wrote:Anonymous wrote:No fed I know, including me, has enough money to take a vacation when we don't know when we will be paid. It's staycation all the way.
OP, you must have some family money, or be a really old DC area fed who is still working, to be able to afford a second house in the mountains.
Some feds save and don't live paycheck to paycheck so yeah, a vacation is possible.
So feds buying a vacation home in the mountains as well as a home in the DC area? Nope, not unless you have other money or are much older, like 70+.
We have enough money saved to take a vacation and don't live paycheck or paycheck, but who would do that when you don't know when you will get paid again, unless you are single and don't own a house?
It's more likely some feds will use the time to find a higher paying industry job. It's a revolving door at my agency, especially with RTO.
You do realize it is possible to take a vacation without having a vacation home.
Anonymous
09/23/2023 22:49
Subject: Shutdown vacation ideas and deals
Anonymous wrote:Anonymous wrote:No fed I know, including me, has enough money to take a vacation when we don't know when we will be paid. It's staycation all the way.
OP, you must have some family money, or be a really old DC area fed who is still working, to be able to afford a second house in the mountains.
Some feds save and don't live paycheck to paycheck so yeah, a vacation is possible.
So feds buying a vacation home in the mountains as well as a home in the DC area? Nope, not unless you have other money or are much older, like 70+.
We have enough money saved to take a vacation and don't live paycheck or paycheck, but who would do that when you don't know when you will get paid again, unless you are single and don't own a house?
It's more likely some feds will use the time to find a higher paying industry job. It's a revolving door at my agency, especially with RTO.
Anonymous
09/23/2023 22:27
Subject: Shutdown vacation ideas and deals
Our kids still have to be in school!
Anonymous
09/23/2023 22:27
Subject: Re:Shutdown vacation ideas and deals
Anonymous wrote:Yeah, we won't have any money to spare considering we are dual military. Even though we expect to be paid eventually, we could easily have to dip into savings. Who knows how long this could last if it happens . . .
Dual officer military do well.
Anonymous
09/23/2023 22:26
Subject: Shutdown vacation ideas and deals
My kids will be in school and my spouse will be working. I’m planning on yard work, volunteering at one of my kid’s schools, and finding a yoga studio with a good introductory deal. I care about my job and would like to keep doing it.
Anonymous
09/23/2023 22:23
Subject: Shutdown vacation ideas and deals
I'm planning to go to the gym more and do some organizing/cleaning at my house. Definitely not spending extra money. Plus, we could get called back at any time, so it doesn't make sense to take a vacation somewhere I'd actually want to sightsee, if I'd only have to come home or be working from somewhere else. And the rest of my family still will have their normal routines.
Anonymous
09/23/2023 22:16
Subject: Re:Shutdown vacation ideas and deals
Anonymous wrote:OP is either a troll or someone with family money. i don't know any feds who are planning a vacation.
I know several planning road trip stuff for a few days. Good on them!
Anonymous
09/23/2023 22:13
Subject: Shutdown vacation ideas and deals
Anonymous wrote:Anonymous wrote:Anonymous wrote:No fed I know, including me, has enough money to take a vacation when we don't know when we will be paid. It's staycation all the way.
OP, you must have some family money, or be a really old DC area fed who is still working, to be able to afford a second house in the mountains.
Some feds save and don't live paycheck to paycheck so yeah, a vacation is possible.
Really, you months of living expenses in liquid cash AND own a vacation home?? Get real. Feds don’t know when they will be paid, this could easily go into 2-3 months of now pay. Our mortgage is $3k, so just to keep roof on our head we will need $10k liquid.
Who in their right mind would drop $1ks more for a vacation that could be cancelled at any moment?
So I know OP is some weird case, like an old dude who bought homes when they were cheap or family money.
No family money...1st generation college grad, but yeah, we have 3 months savings. It's possible with good financial decisions and discipline.