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Relationship Discussion (non-explicit)
Reply to "My Fiance told me yesterday that he wants me to move out"
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[quote=Anonymous][quote=Anonymous][b]Since you said you easily qualified to be the only one on the mortgage[/b] I assume that means you can easily afford the house by yourself. Buy him out as a way to keep your kid's lives as stable as possible. Do not let him call the shots on this one. Get a lawyer if he fights you. I suggest you stop trying to psychoanalyze him and identify his personality type, it's pointless at this time since he has made it obvious that he's ready to dump you. He's probably got another woman but that doesn't even matter at this point. It's a waste of time trying to figure him out when your kids need you to focus entirely on what will be best for them and your family's future. Lean on whatever support people you have, family, close friends, whoever.[/quote] That was over a year ago back in March/April 2023 when we first started looking for home. The interest rates were around 4% when we first started looked but by the time we were ready to close they were already at 5% and rising. Ultimately closed on the home a 5.25% interest rate and the mortgage lenders were saying that I was getting very close to the cutoff of being able to take out the loan only in my name. I forget what they called it a year ago I think debt to income ratio or something like that. The problem is that now a year later interest rates are even higher I think (7.8% - 8.1%?) which means it would cost more to finance this same or a similar priced home and I would be over the threshold. I haven't checked yet how much home I qualify on my current income/debts etc but that is on my list of things to do.[/quote]
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