Reply to would you have a 4th child at age 38?

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Reply to "would you have a 4th child at age 38?"

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[quote=Anonymous][quote=Anonymous]Huh.  Financial factors being considered, are you not planning on paying for their college?  Because to save for another child's college tuition is like saving another quarter of a million dollars.

I mean, do what you want, but that's a big chunk of change that seemed missing from your equation.[/quote]

More and more lit from financial advisers states that you are actually burdening your children less financially by putting your $ into your OWN retirement savings as opposed to their college tuition, sure its great if you can pay for it all, but coming at the expense of your retirement ends up being a larger financial burden on children than dealing with some student loans (obviously this is dependent on each case of loan burden). It seems counter-intuitive, but when we think about the fact that late 30s and 40s are the norm age in this area to have children, aging parents are a cost factor for the kids now when they are not all that established themselves (could be late 20s and dealing with 70 year old parents with health issues). Food for thought.[/quote]

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