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[quote=Anonymous][quote=Anonymous]What is the personal cost to you from missing the time with your kids? What is the thing you will *actually* do with the $30K or so you get from this (not what you could do, pick the most meaningful allocation of the funds)? If it were me, it would mean two or three fun international vacations with the four of us, and I would absolutely give up a summer full of weekends for those few weeks of memory-making experiences. [/quote] OP suggested she’d put the $30k into a 529. According to an online calculator, that would grow to ~$90k by the time OP’s kids are in college absent any other savings at all. Personally, I would miss out on 3 months of my kid’s toddlerhood if it meant I could provide her with a college education almost debt free but obviously this calculus is different for everyone.[/quote]
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