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Reply to "What would you do with 500k cash gift?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I don't care if the whole world disagrees with me - as long as you have an adequate emergency fund and all the basics, I believe the correct answer is always pay off or pay down/recast your mortgage. You have no idea how freeing it is to not have a mortgage. Who cares if you end up with more money at age 65 the other way? I get to love life now at 41.[/quote] This is such a stupid way of thinking. [/quote] +1 I say that as someone who believes in paying down/off mortgages. First you should save for retirement/college for kids. Once you are doing that adequately, then yes paying off a mortgage is freeing and guaranteed return. [/quote]
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