Reply to Middle-class, reasonable, not extravagant retirement plans

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I didn’t make $300k and maxed out my 401k. There’s a lot I didn’t do in order to save that much. [/quote]

What did you make?

Our HHI is 130k. We do not max out our 401k and I think the only way to do so would be to not have kids. As it is we only had one.[/quote]

NP, I’ve been maxing out my 401k since I was 22 making 55k/yr. This has always been built into my expanses and money I’ve never had to spend so kids and daycare was irrelevant.[/quote]

When was this? I graduated from college in 2003 and didn't make anything close to 55k/yr. I think my first salary was about 32k a year and that was considered pretty good, plus I was fortunate to have no college loans (in state school plus scholarship). I remember when I made the jump to 65k around 30 that was a big deal and changed how I could save, especially once I moved in with my fiancé and we could share living expenses. In my 20s, I lived in group housing and didn't go out a ton, but after rent and food, the very most I was going to be able to put away was maybe 8k a year.[/quote]
2001 a company based in Tysons Corner. I also went to GMU so had no loans.

Do you have a humanities degree or something? Mine was all the rage in the late 90s. Management information Systems. [/quote]

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