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Money and Finances
Reply to "Make $200k, credit card debt, no savings "
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[quote=Anonymous]We survive on half what you bring in and have good savings and investments. Learn to cook at home. You eat out/get take out once a week (no, really). Pay off your credit card debt, pay of your car. Using your credit card should be for emergencies only. Use your debt card 99% of the time. If you don't have the money in checking, then you don't do it or buy it. You deprive yourself of it, or budget it in for next month. You live a little more "either/or" -- pick one, you cannot have both. Put yourself on a very strict budget for "fun stuff": $100 a month for yourself. For clothes, makeup, home decoration. Yes, only $100. Learn to shop at Ross, etc. The rest goes into savings and 401(k). Once the car is paid off, you ride it into the sunset until it costs more to repair it than to replace it. That is the challenge. Can you accept it?[/quote]
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