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[quote=Anonymous]We took the opposite road…had kids at 29 and 31 when we still rented a small apartment and made $60,000-$70,000 HHI. We didn’t buy a home until our 2nd kid was almost 1. The first few years of having kids were a bit difficult financially and we had to stay on a strict budget. But now our kids are 8 and 6, we live in a nice house, have a higher income/comfortable lifestyle and the kids don’t even have any memory of the apartment living or frugal living we did when they were tiny.

I don’t regret it at all…I’m glad we had kids when we did even though it meant struggling a bit financially but I can certainly see why ppl wait til they’re more secure $$ wise and/or in their career, and/or many other factors (relationship issues, wanting to buy a house first, family crisis, health crisis, etc). There’s no use regretting your choice to wait now. It is what it is. Having kids is hard no matter what: if you have them younger but aren’t as stable or if you wait til you’re older and more financially secure. There’s no be perfect way to do it though.

And you’re not that old. And you haven’t been trying that long. Don’t get discouraged so easily.[/quote]

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