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College and University Discussion
Reply to "Instead of student loan forgiveness, why can’t we have this?"
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[quote=Anonymous][quote=Anonymous]There needs to be a quality metric. The government should only give student loans to students at schools where the student loan default rate is below a certain threshold. This would immediately knock out most for-profit schools and incentivize all schools to get their grads into good paying jobs with strong academic programs and career support. To meet this threshold, schools may choose to cut or reduce the size of programs where grads can't make a living wage, i.e., majors that aren't a good investment. They may also bulk up and market majors with good career options. Loss of for profit programs will disproportionately impact low income and minority students, so this should be coupled with more aid for community colleges or other public schools.[/quote] I should also add that this will incetivize schools to keep the overall loan burden of its grads manageable to avoid defaults.[/quote]
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