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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We can't offer any advice without actual numbers.  If you can afford it, there's no problem.[/quote]

OP here. We can afford it but he spends so much unnecessary money that we could save it and use it for other thing.

Here are some examples

- He never looks at prices at the grocery store. He will easily spends double what I would spend.

- He constantly is buying new cups, plates, and bar stuff when we rarely drink. He busy super expensive alcohol he never drinks because he collects it.

- [b]He has spent about $75k in the past 6 months for his “ man cave” and workout room. [/b]

- He bought a very expensive coffee machine and a ton of expensive coffee.

[b]- He will go out to dinner and drop $500 on dinner.[/b]

He says we have more than enough so he doesn’t need a budget. We have good incomes, savings, an emergency fund so he doesn’t feel he needs to save that money. [/quote]

Seems a bit spendy, but it sounds like you own home?  I would nail down the fixed payments in life (mortgage, health insurance, college savings for kids) and if you are paying those every month the rest is kind small beer.

Check out this philosophy: https://www.amazon.com/All-Your-Worth-Ultimate-Lifetime/dp/0743269888

To a large part saving on little things is a fools error; your final wealth largely will depend on appreciation of your home and job growth; saving on take out is noise.  I mean, $500 is getting ridiculous though.[/quote]

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