Reply to I have a terrible fear of dying young and leaving my kids behind before they grow up

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Reply to "I have a terrible fear of dying young and leaving my kids behind before they grow up"

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[quote=Anonymous][quote]This is the PP you responded to. I don't know why you're assuming I didn't ask. I did. Multiple relatives and friends refused. I think you're right that most people will think harder about saying yes after COVID-- but I asked relatives years before this happened, and they said no. I'm not judging their demanding careers (I also have one! We all have (earned, or inherited, or both) tons of money! Some of my relatives are also literally lottery winners who won tens of millions). Really, it isn't the money.

Life insurance is a great idea. Some of us are not insurable no matter how hard we try to buy a policy (think: cancer survivor, or long COVID with lung/ heart damage, or organ transplant, etc.). I have never been able to get life insurance other than the guaranteed issue coverage through work. It's just not possible, and please stop yourself before you accuse me of not trying hard enough. In any case, my kids would inherit multiple millions of dollars if I got hit by a bus, so anyone taking care of them would be able to buy a bigger house and hire 3 nannies or whatever. But that doesn't solve my problem that no one wants to take care of them.

This has nothing to do with your sister's situation, as no one would be incurring any costs that couldn't be paid for with my money. Your advice isn't as helpful as you think it is. It's just condescending and rude.[/quote]

LOL no way this is true

If it is true, then either you or the people you surround yourself with are just that awful

Or your kids are absolute hellions[/quote]

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