Reply to Luxury Assisted Living No Longer Worth It?

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[quote=Anonymous][quote=Anonymous]OP here.  Thanks for the replies.  The assisted living facility is barely one.  There is no 'next step' in the facility for when MIL needs extensive additional care.

The $2500 additional monthly expenses are the $25 hourly charge for any additional help which she needs a few times a year for several weeks, dental bills, medical copays, supplies for her 2BD apartment within the facility, prescription copays including full pay at certain times of the year, and she likes to keep some food in her fridge for when the delivered meals are not to her liking.

Yes, it's a bit high I agree.  Could revisit those expenses again but don't want my MIL to feel that she is being nickeled and dimed.

Mostly I am super annoyed at my BIL.  When my FIL died, he sort of ran over all of us and moved my MIL into this most expensive facility.  We felt is was too expensive based on the money/income she had.  But BIL is a big shot and SWORE he would cover it if/when it came to that.  After several years, he decided he no longer wanted to cover it.  DH and I committed to the $2K a month to keep the peace and MIL was happy -- but this was all pre-covid.

In reading everyone's response I think it is better if I just leave it alone.  I doubt the sister really wants to be the primary caregiver and moving MIL into a nearby apartment while less expensive is not going to be easy to set up and if MIL's facility does open up a bit more -- we will regret having moved her.

My MIL lives in Palm Desert; my SIL in Beverly Hills; and we (DH and I) live in Colorado.

I like most am worried about money.  We did tell the BIL that if my DH loses his job we will no longer be able to pay the monthly $2K.[/quote]

HI OP,

Thanks for the update.  Sometimes with senior care it is best to just coast where you are at.

I read all of the other comments, two I think you should consider.

1.  One reader said approach for discount due to job loss.  I would definitely try this.  Facilities don't want empty units and everything is negotiable. They don't want anyone to move out.
2.  Does the facility have a one bedroom or efficiency unit?  If so are they available?  Prices will be a lot cheaper at a 1 bedroom or efficiency unit.  People change units at these places all the time for various reasons.[/quote]

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