Reply to After working 20 years became SAHM - how to protect self financially

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Due to realizing DC had developed anxiety, depression and noticing learning challenges for DC2 - point being, the situation is such that working just isn't an option now or in the next few years.  Used to earn 150k range, DH has earned 250-300k range and we are in VA.  Outside of a post-nup (can't imagine DH agreeing to it for even suggesting it for a host reasons), but are there other things I ought to be doing to protect myself financially?

Please no lectures about how "stupid it is to stay at home and not work."  This was never what I'd imagined for myself, but sometimes life throws you curve balls and you do what you have to do.  Thanks in advance![/quote]

Not sure what you need "protecting" from. If you get divorced you get half.[/quote]

NP here and the risk for OP is that if she steps out of the workforce upon mutual agreement to benefit the family she may not be able to step back in after a few years at a comparable salary.  Whether you think that risk is worth compensating for or not is up for debate but there is no doubt she's taking on risk if the marriage fails.  [/quote]

She can't protect herself against losing her place in line.  You either opt out or you don't
[/quote]

The law begs to differ.  She can get a postnupt.  Obviously he has to agree.[/quote]

So a postnupt is going to agree to keep her place in line when she opts out of working, LOl!?

If you quit your job, you exchange a career for that. [/quote]

Dont be an idiot.  A postnupt would split the financial risk between the two parties if thats what they choose to do.  [/quote]

With a postnup like that a former SAHM could get herself a rich boyfriend and have the ex-husband sending her a "paycheck".  Talk about hitting the lottery.

No way would I, as the working spouse, sign something like that.  No way.[/quote]

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