Reply to After working 20 years became SAHM - how to protect self financially

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Due to realizing DC had developed anxiety, depression and noticing learning challenges for DC2 - point being, the situation is such that working just isn't an option now or in the next few years.  Used to earn 150k range, DH has earned 250-300k range and we are in VA.  Outside of a post-nup (can't imagine DH agreeing to it for even suggesting it for a host reasons), but are there other things I ought to be doing to protect myself financially?

Please no lectures about how "stupid it is to stay at home and not work."  This was never what I'd imagined for myself, but sometimes life throws you curve balls and you do what you have to do.  Thanks in advance![/quote]

Not sure what you need "protecting" from. If you get divorced you get half.[/quote]

NP here and the risk for OP is that if she steps out of the workforce upon mutual agreement to benefit the family she may not be able to step back in after a few years at a comparable salary.  Whether you think that risk is worth compensating for or not is up for debate but there is no doubt she's taking on risk if the marriage fails.  [/quote]

She can't protect herself against losing her place in line.  You either opt out or you don't
[/quote]

The law begs to differ.  She can get a postnupt.  Obviously he has to agree.[/quote]

How does a postnupt work when you are already married for a few years? [/quote]

PP here and what do you mean how does it work? The same way a postnupt would work immediately after marriage or similar to the way a prenupt would work before marriage.  If you're interested take a look at the VA premarital agmt act and there is a provision towards the end regarding postnupts that makes them enforceable to the same extent as a prenupt.[/quote]

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