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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Lost a lot of sympathy for OP when it came out she doesn't have/want credit cards.  I know people who can't afford their kids due to no fault of their own AND have maxed on credit cards.  oP has options even if they aren't great. [/quote]

Ok now this is as backwards as can be. You have sympathy for those who spend money they don't have, but not for those who don't. [/quote]

I'm guessing OP meant she can't afford after-care or before-care for her child.  At 9, she could theoretically be latch-key...not ideal, but not terrible.

I think you guys should have more sympathy on the credit cards.  Some people have trouble getting credit cards, especially if they had a previous bankruptcy and were unemployed.  I know at least two people who had serious credit problems due to a former spouse that was mentally ill or addicted to something, who maxed out all the credit cards and forced them into bankruptcy.  Really hard to get credit after that, particularly if you don't have a job (and OP indicated she just got hired into this position).  I agree it's really important to get credit cards and build up your credit.  OP, don't know your situation, but when you get a minute to breathe, try getting a low limit credit card and try to rebuild your credit.[/quote]

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