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Reply to "Children Inheriting Large Sums of Money"
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[quote=Anonymous]Me and my siblings all got around 150 to 200k gifted in stocks to us over the years while we were growing up. It was always in a custodial account with my mom on it. Over the years, she sold various amount to pay for our colleges (this was the express intent of the gift), and we never really thought that we had any control over it. She always just told us that she would give us control when we got married or turned 35 (something like that). Turns out, we had complete control since we were 18, but she just wanted to make sure we didn't waste it. When I was around 25, I asked if I could sell some and put it into a Roth IRA and she just said "oh, you have your head on straight, you can do whatever you want, you've been able to do anything you want with it since you were 18."[/quote]
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