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Reply to "Don't want to pay off Credit Card "
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[quote=Anonymous]This will sound dumb, but literally freeze it. Pay it off and freeze it. My SIL & BIL had to do this. They paid theirs off, but didn't want to cut it up because of the same reason of not having an emergency fund with 3 kids. She got a huge bowl, put the card in it w/ water and froze it. Un-thawing it takes too much time to use it on frivolous purchases but not so much time that you can't get to it should a big emergency arise. [/quote]
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