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Reply to "MIL pulls me aside and tells me I am burdening her son"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I don't understand - you're married but you somehow split expenses? Do you not have joint accounts?[/quote] New poster, but I am married, and my husband and I split expenses. We have a joint savings account, but we don't pay bills from it.[/quote] Same. We have joint checking, joint savings, as well as our own checking and savings. My paycheck goes into my direct deposit checking, as does his. The bulk of our savings is in the joint accounts--regular savings, college funds, money market funds, etc. We each have separate, job-related retirement accounts, and are each other's beneficiaries. We have specific, short-term goals we save for together, in addition to general retirement/big/long-term savings goals. We each save modest savings for our own personal goals. We handle bills from our personal accounts, divvying things up about evenly. He does a monthly reconciliation of all costs, and if one of us has spent significantly more on household expenses than the other, we either pay each other back, "forgive" small debts, or toss the amount into the joint savings or something. We have both our names on all of our assets and all of our bills. [/quote]
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