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Reply to "OMG, just realized I forgot to claim our FSA dependent care funds for 2016"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]So what happens to unclaimed money? [/quote] The companies that run this scam get to keep it. That's how they make money. The ideal way to do this would be to allow everyone with a child upto 14 years (or 18 or whatever) a deduction of $2500 for childcare. No overheard, easy to prove, etc. However, that's not how it's done. Companies and their friends in congress/senate implement this scam/scheme where you deposit money with them and request it back. If you don't ask for it back in time, you lose it![/quote] I am sorry, but this isn't remotely a "scam." The plans have clear rules and it is the IRS that requires funds to be expended and claimed in a particular time period. It sucks that OP forgot and I agree her daycare should be able to give her more frequent receipts, but your moral outrage is entirely misplaced.[/quote]
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