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[quote=Anonymous][quote=Anonymous]Yep, just got forced onto the exchange.  Family of four, 1365.00/month with a family deductible of 7,500.00.  Will not pay for this, can't pay for this and won't have a health care policy for the first time in my adult life.  Makes me so sad, seriously.[/quote]

So you pay between $16300 in premiums.

I have employer sponsored healthcare for a family of four, employee premium contribution is $18830 (employer kicks in another 25%, $6300) and deductible is $350 per person/$750 family with catastrophic cap $10K.  So you pay between $16380 and $23880, I pay between $18850 and $28850 (even w/employer kicking in $6300).  Point is don't assume the exchange is outside the norm, many families are paying this, the only way to be blissfully unaware is with a generous employer contribution, but those are becoming increasingly rare, especially for family coverage.

Three years ago DC had a surgery that lead to nearly two weeks of PICU.  The hospital stay alone was $150K, our out of pocket that year hit $9K, under the cap.  Still without insurance where would be?  With insurance we're part of the reason premiums go up more than twice the rate of inflation every year.  We're also a family that knows ahead of time we could never let coverage lapse while for you it would take an unexpected illness or injury to face bankruptcy.

Healthcare is creeping up on 20% GDP unless that changes healthcare will stay my family's largest household expense.
[img]http://static3.businessinsider.com/image/5841e20cba6eb6d3008b7522-1135/screen%20shot%202016-12-02%20at%2040454%20pm.png[/img][/quote]

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