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[quote=Anonymous][quote=Anonymous]Outside of private school tuition, vacations, donations, and routine savings (401K, HSA, 529s, brokerage, etc), we spend 18K a month.  Although we can "afford" it, I sometimes feel like we are just bleeding money, and I'm not quite sure what our worst offender is.  So here's the breakdown of our monthly "budget" (which really is a snapshot of how we spend money more than dollar limits).  What strikes you as the most absurd category?  Or is it just that everything is a bit bloated? We are a family of five, two adults and three kids.

Auto and Transport - 1,000
(includes 750 for a super low interest car loan and 250 for gas, ubers, misc. repairs, car washes)

Children - 2,000
(includes 500 a month for regular babysitter, [b]500 a month on clothing for 3 young kids, and about 1000 a month on activities, music lessons, etc[/b])  This is an INSANE amount of money to me.

Entertainment - 500
(includes TV services, digital subscriptions, amazon prime, tickets to events, etc)

Food and Dining - 3000
(about [b]1K a month eating out[/b], 2K on groceries for family of 5)  This is an insane amount of money to me.

[b]Gifts - 500
(for extended family at Christmas, plus weddings, birthdays, etc)[/b]  Who the eff are you buying stuff for every month for $500 damn dollars?

Health and Fitness - 100
(Peloton, yoga classes, etc - used to be more before covid)

Home and Property - 7400
(electricity and gas is 300, yard care is around 250, twice weekly housekeeper is 1250, mortgage and tax is 5500)

Insurance - 150
(life and auto)

[b]Personal care - 500
(hair, nails, dry cleaning, etc)[/b]  Insane amount

[b]Shopping - 2500[/b]   Completely off the rails insane.
(clothes for both adults, not children, plus home goods, like vacuums or decor items, plus small random things like paper towels or advil)

Utilities - 400
(phone and internet)

I know this budget is far from "normal" (except maybe on dcum) but I'm really curious if any one category seems unusually high.  Thoughts?[/quote]

I've bolded the places you are "bleeding money" IMHO since you asked.

You could easily drop your monthly budget by thousands with barely a blip in your lifestyle.[/quote]

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