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Reply to "I am X years old and have X saved in a retirement fund"
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[quote=Anonymous]Is there a long term average rate the financial planners use for stock market returns -- i.e. if you were trying to plot out, if I leave x amount in the market over 30 yrs, it'll grow at y rate on average and compound to z total. What is the y rate -- assuming you're investing in the S&P in growth stocks; no crazy exotic investments but just a portfolio tailored for long term growth. Is it 6%, 8% more? I know certain years will be 15% growth and other years will be negative but I was wondering if there was a rule of thumb.[/quote]
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