Anonymous
08/04/2013 16:15
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:Anonymous wrote:HHI $250K
DW 38 $90K TSP, $30K IRA, military pension at 60 and federal civilian pension at 62.
DH 40 $50K TSP, $30K IRA, military pension at 60 and federal civilian pension at 62.
DC 8 - 4 years of post 9/11 GI Bill, $35K 529
DC 1 - 4 years of post 9/11 GI Bill, $2K 529
Looking to have approx $200K per year in today's dollars to live on in retirement. With pensions and SS (and normal career progression) should have $180K per year.
That's what's wrong with this damn government. Four pensions, $200k a year..... They just give away money to Feds.
The fuck is wrong with you, pp? I mean that? What the FUCK is wrong with you? Are you suggesting that this money wasn't EARNED by these people who have been in the workforce for 20 years? I am 41 and have $300,000 saved for retirement and $70,000 saved for two kids in 529s. I am in the private sector -- did my employers GIVE AWAY this money to me?
What a twisted, ugly world view you have. Do us all a favor and quit expressing your pathetic views on the Internet.
Anonymous
08/04/2013 16:11
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:DH, 34, $900K
DW, 35, $400K
HHI: 260K
Wow! How did you save up so much money so quickly?
Anonymous
08/04/2013 16:10
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:Anonymous wrote:Me 52 $350
DS 49 $475
DS??
I assume it's "dear spouse."
Anonymous
08/04/2013 07:26
Subject: I am X years old and have X saved in a retirement fund
DH, 34, $900K
DW, 35, $400K
HHI: 260K
DW, 35, $400K
HHI: 260K
Anonymous
08/04/2013 07:22
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:HHI $250K
DW 38 $90K TSP, $30K IRA, military pension at 60 and federal civilian pension at 62.
DH 40 $50K TSP, $30K IRA, military pension at 60 and federal civilian pension at 62.
DC 8 - 4 years of post 9/11 GI Bill, $35K 529
DC 1 - 4 years of post 9/11 GI Bill, $2K 529
Looking to have approx $200K per year in today's dollars to live on in retirement. With pensions and SS (and normal career progression) should have $180K per year.
That's what's wrong with this damn government. Four pensions, $200k a year..... They just give away money to Feds.
Anonymous
08/04/2013 07:21
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:Is there a long term average rate the financial planners use for stock market returns -- i.e. if you were trying to plot out, if I leave x amount in the market over 30 yrs, it'll grow at y rate on average and compound to z total. What is the y rate -- assuming you're investing in the S&P in growth stocks; no crazy exotic investments but just a portfolio tailored for long term growth. Is it 6%, 8% more? I know certain years will be 15% growth and other years will be negative but I was wondering if there was a rule of thumb.
6% is generally accepted, depends of course on your asset allocation .
Anonymous
08/04/2013 01:18
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:Me 52 $350
DS 49 $475
DS??
Anonymous
08/03/2013 23:39
Subject: I am X years old and have X saved in a retirement fund
Me 52 $350
DS 49 $475
DS 49 $475
Anonymous
08/01/2013 19:08
Subject: I am X years old and have X saved in a retirement fund
HHI $250K
DW 38 $90K TSP, $30K IRA, military pension at 60 and federal civilian pension at 62.
DH 40 $50K TSP, $30K IRA, military pension at 60 and federal civilian pension at 62.
DC 8 - 4 years of post 9/11 GI Bill, $35K 529
DC 1 - 4 years of post 9/11 GI Bill, $2K 529
Looking to have approx $200K per year in today's dollars to live on in retirement. With pensions and SS (and normal career progression) should have $180K per year.
DW 38 $90K TSP, $30K IRA, military pension at 60 and federal civilian pension at 62.
DH 40 $50K TSP, $30K IRA, military pension at 60 and federal civilian pension at 62.
DC 8 - 4 years of post 9/11 GI Bill, $35K 529
DC 1 - 4 years of post 9/11 GI Bill, $2K 529
Looking to have approx $200K per year in today's dollars to live on in retirement. With pensions and SS (and normal career progression) should have $180K per year.
Anonymous
08/01/2013 17:47
Subject: I am X years old and have X saved in a retirement fund
Is there a long term average rate the financial planners use for stock market returns -- i.e. if you were trying to plot out, if I leave x amount in the market over 30 yrs, it'll grow at y rate on average and compound to z total. What is the y rate -- assuming you're investing in the S&P in growth stocks; no crazy exotic investments but just a portfolio tailored for long term growth. Is it 6%, 8% more? I know certain years will be 15% growth and other years will be negative but I was wondering if there was a rule of thumb.
Anonymous
08/01/2013 17:28
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:me: $10k
DH: $240k
We are 39 yo. I clearly will be eating cat food if he trades me in for a younger wife.
Any attorney worth his salt will disagree and argue that income and savings accrued during the course of the marriage is subject to an equal split. Of course the federal TSP has its own statutory requirements. Just sayin!
Anonymous
08/01/2013 17:26
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:Anonymous wrote:Anonymous wrote:I am 46 - $310K.
Husband is 47 - $410K
Household income is $140K. One parent SAH.
That's quite impressive considering that income bracket. You should be proud.
Thanks!
Wow! We've only saved half that much, but we only have 2/3 as much HHI, so I guess we'll just keep saving.
Anonymous
08/01/2013 17:23
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:Anonymous wrote:42 - $40k
spouse - $0
forgot to add
$3k college fund - 3 kids
$26k emergency fund
$17k stock account balance
forgot $45k deferred income...get after separation from company
Anonymous
08/01/2013 17:07
Subject: I am X years old and have X saved in a retirement fund
24
$1,500
$1,500 emergency fund
$7k credit card debt... Getting a lump sum soon and hopefully knocking out half of it
If I continue with my chosen career, will have a pension
$1,500
$1,500 emergency fund
$7k credit card debt... Getting a lump sum soon and hopefully knocking out half of it
If I continue with my chosen career, will have a pension
Anonymous
08/01/2013 16:37
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:42 - $40k
spouse - $0
forgot to add
$3k college fund - 3 kids
$26k emergency fund
$17k stock account balance