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[quote=Anonymous][quote=Anonymous]I’ll weigh in bc this was us - none of this sell the car bs. I make 200K to live my life not to eat ramen and drive a car without heat.

I ended up in similar debt. I transferred to a 12 month 0 apr card. I limited but didn’t stop the eating out and DoorDash. With little kids food ordering is the only thing I can savor and use as a treat. Cut down grocery bill, cut down subscriptions, cut down any clothes buying or dumb buying like Amazon or small things for kids that they didn’t need. Got a few credit cards for the bonus put electricity bills on it, then used the bonus to pay down the credit card balance. The reality is it’s real shitty to be in this position with a high income but house and childcare will do you in. I also don’t want to live like a poor monk so had to find where I could cut and where I could still “enjoy.” Paid of all debt in one year and have been debt free for months now. Also and this I’m kind of ashamed to admit I did some bank bonuses that got me extra money for extra payments. [/quote]
please. there is a wide range between a car that has no heat and a car that you can't pay for in cash so have to get a car loan.[/quote]

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