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Reply to "I need about $20k to get us through a layoff-home equity loan?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Y'all are so off topic. OP's kids are small and don't have mental health issues. She was just living to the max and it bit her in the a$$.[/quote] My child was diagnosed with a mental health condition when she was 2.5 yo. We've spent thousands on therapy for that condition.[/quote] Also to add, none of the therapists that treat that condition are in-network for any insurance.[/quote] So you use your health insurance, and the following year you budget for it. No one is saying medical costs are not obnoxious, but they’re hardly surprising. That’s literally the point of health insurance - to limit surprises and allow you to budget. You are bad with money if your kids’ multi-year health condition frequently made you broke. [/quote] You have no clue about how people live. Privileged much? We should easily be able to cash flow $30,000 or more in non reimbursed medical expenses? [/quote] Uhhh yes. That’s *literally* the point of the legislation mandating that your health insurance tell you what your OOP max is both in and out of network. I lost my job and couldn’t find one for a year, I still managed to budget for all medical expenses including a hospital emergency bill where I literally coded. So privileged! [/quote]
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