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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I think we have over 250k for two kids right now (over 500k total) and we've never put more than 6k in a year for each. Usually 4-5k.

We did invest it in the most aggressive options. we got lucky with returns. [/quote]

Most middle class Americans can not afford to fund retirement for themselves, try to buy a house, pay for daycare AND have an extra $12,000 to put toward college. It isn't realistic for most middle to upper middle class parents unless they had family money to help them out with buying a house and/or childcare. [/quote]

It's realistic for UMC parents if they don't have student loan debt.  We didn't have family money to help us when buying a house or with childcare, but because we didn't have any student loan debt, we were able to buy a house in our late twenties after law/grad school, max out 401ks every year of our marriage, and save $10-19k per kid per year in their 529 plans.  [/quote]

I’m gonna go out on a limb here and guess you make more than 200k annually and made that for at least the majority of your kids’ childhoods.[/quote]

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