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[quote=Anonymous][quote=Anonymous]I was a SAHM for 6 years after my kid was born.  Then I went back to work at my husband's request after school started, and I'm glad I did.

1.  I reported no income to the Social Security Admin for all those years, so my retirement SSA pay will be smaller than it would have been had I worked those years.

2.  When you're dependent on one job/one man for all the money, you lose some power in the relationship, and what YOU want become less important than what the only person bringing in money wants.  That was my experience, anyway.

3.  Similarly, we went through some difficult times during this period and even considered divorce.  I felt like I really needed to try to make it work because I had no income and was taking care of the kids full time.  Things ultimately worked out but I was in a very vulnerable position and had to put up with behavior that (before marriage) I never thought I would have put up with.

3.  It's stressful for the guy to be the sole money earner.  If my husband had lost his job it would have been extremely stressful, and that kind of thing happens more now than it used to.  My husband's job is in jeopardy right now, and we are both so relieved that I am pulling in a nearly comparable salary to him to keep family afloat if that happens.

I'm glad that I stayed home with the kids when I did.  But I'm glad that I went back to work, too.  I have a vote and a voice and equal power in the relationship, and that's better from my perspective.  Good luck![/quote]

Great post with giid details.

I am 63 and you wouldn't believe how naive these SAHMs are when it comes to Social Security.

It doesn't seem important now but these SAHMS will find out the hard way when they hit 67.[/quote]

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