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[quote=Anonymous][quote=Anonymous]OP here. Thank you all for the recommendations and help! Based on everything I’ve read, I’m trying to decide between one of the following:

1. Call Atwood (thank you to the PP for this recommendation! She sounds very promising) and pay by the hour before firing FA. Get her professional opinion on existing portfolio and take next steps she recommends. 
2. Fire FA immediately and tell him I want to self manage (Wells Fargo). Work with CPA to streamline investing and figure out tax advantageous plan. 
3. Open account with discount brokerage (Schwab, Fidelity, etc). and get them to move stuff over from WF on my behalf. Then fire FA. 
4. Ask FA to reduce fee to .35% AUM to match discount brokerage FA fees. (Husband suggested this and thinks we should hear him out, I don’t, especially considering all the fees we’re paying to be “diversified”.).

To be clear, I don’t want to look for a new FA that charges any kind of AUM fees. I really like the idea of the hourly help (Atwood) recommendation. I’m just not sure WHEN in this process I should fire my FA.

Thoughts? Thank you, DCUM! [/quote]

OP, I think this thread is a great help to those who might be looking at hiring an FA, so they understand what to look for, and what to look out for.  Could you come back periodically and update based on how things are going, as you transition away from the FA who put you into too many unnecessarily high fee funds?[/quote]

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