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[quote=Anonymous]Theresa worked for ~30 years. She may have started at a lower range of income but probably did pretty well after a period of time. She ended up as a compliance officer at a small company, the salary range for which is usually 85-150K. So, let say she was at the higher end after thirty years in the industry. We don't know her husband's profession, but he may have had to retire on the early side due to kidney disease. Whatever he did didn't come with a health insurance benefit, why he wanted Theresa to work in the first place. They had enough money for her to play around with day trading before seeking gainful employment herself. My guess is that they were solidly middle class, but had a nice bump once Theresa began working and, especially, once her income rose over time. They didn't spend a lot of money on houses or cars (she mentioned frugality), and probably ended up with a nice nest egg (maybe somewhere in the 500K-million range). Gerry and Toni were also middle class, but not as solidly so as Theresa and likely didn't have the same level of savings. I doubt there was any day trading happening in that household. Neither broke 6 figures, like Theresa surely did, but Toni worked for a very long time and maybe did save some. At any rate, Gerry has the benefit of his wife's social security, which must be decent given the duration of her career, in addition to his own. The GB salary was a nice windfall for him, given his fixed income prior. I can't imagine Theresa isn't wealthier than he, but maybe not a huge disparity since they purchased similarly priced homes. Hard to know for sure without knowing what her husband did. But if he didn't have a job with health insurance, he may not have had life insurance either, especially with kidney disease.[/quote]
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