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Reply to "Daughter married a doctor, he’s pressuring her to pay off his student debt"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If he’s now a doctor, why can’t he pay his own debt? Under no circumstances should she use her premarital assets to pay his premarital debt. That he would even ask that is a red flag that he’s exploiting her. As they are now married, they can tackle the medical school debt with current joint income including largely his income. My SIL had an insane amount of law school debt, so she worked in big law for 4 years and paid it all off before having kids and moving to a part time role. My default, brother’s income covered more of their living expenses during the period of time she was paying off her loan. [/quote] He was still helping her pay off her loan by taking on the lion's share of living expenses while her income went to her debt. She still benefiting from his income. [/quote] True, but she worked her tail off at a big firm until it was paid off. She also never asked him to straight up pay off her debt. My brother would’ve hated that and knowing him, would’ve walked, because it’s an unreasonable ask. But he had no problem effectively carrying the lion’s share of living expenses during that time, nor does he mind carrying the lion’s share of supporting their family now as she’s the involved parent. [/quote] OP hasn't given enough information to know whether or not the husband is working hard to pay it off. The difference is that your SIL went to law school which is only 3 years and then immediately went to work for big law. After medical school he still could have years of training ahead of him especially if he picked a specialty. During that training he could be working like crazy but his earnings are capped and his debt is accruing interest. Once he completes training he should experience a huge salary jump. If they have the income they both may be better off paying off the debt rather than letting it grow. We just don't have the information from OP to know if this is the case. Going to medical school is not an easy feat even if you went to a fancy private school so I can't imagine the husband is inherently lazy.[/quote]
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