Reply to Why is it hard for some privileged people to realize that saving is hard?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Privledged people think you’re indulging in $1,000 iPhones and private schools and so they like to scold you. It makes them feel quite satisfied! Reality is your child care and health care and housing probably eat up your paycheck. Between repairs for cars and home maintenance and emergency health bills there just isn’t a lot left. And for those who are scolding people for having children? That’s disgusting. [/quote]

Kids are a life choice so yes, its something to consider.  If you have 2-3 kids and barely making it, its something you should have thought about with child care and other expenses.  Home repairs, many you can DIY.  There are lots of options in terms of savings.  [b]We DIY the majority of our house and saved a huge amount of money.[/b]  Likewise, most people spend way more on their house, cars and other things than they can afford.  Even here people suggest 4-5 times a salary when a house should be no more than 2-3 times your salary.  So, yes, that may mean living in a 1000 square foot house.  We live in a small house, under our means and don't get people who have the same income living in much more expensive houses and then complaining.[/quote]

Do you not understand there are people working 2 and 3 jobs to make ends meet. They don't want to come home and McGuyver the plumbing if they don't know what they're doing.

I've seen other threads on how to make it when you're poor and read this advice. 
-Get a crockpot, eat lots of rice and beans 
-Never eat fast food or at restaurants 
-Put thermostat at 65 
-Use cloth diapers 
-Don't drive anywhere unnecessary to save gas 
-Clip coupons 
-Sell car and take public transportation

I notice that most people's "advice" on how to save money usually boils down to "Poor people don't deserve conveniences or nice things at all". It's really hard to imagine that someone is going to never eat out, take the bus to and from working 2 jobs, and come home to clip coupons, wash diapers and eat beans and rice in their cold house. And on top of that, any spare time they DO have will be devoted to DIYing whatever has broken at their house. That sounds miserable.

Do you not realize that most people who are money poor are also time poor? Most "poor" people are working poor. They work long hours and probably do deserve to get ice cream or whatever at the store without worrying about going a $ over the food budget.
[/quote]

I agree with all of this. There's no empathy, no for the grace of God go I, just criticism about minor expenses like Starbucks. I'll give you complaining about getting new phones every year, but cell plan prices have been steadily decreasing. Cell phones have replaced land lines and extra TVs. Clipping coupons takes time and the saving is minor if you buy off brand or shop at Aldi anyway. Your DIY might cause a bigger expense if you screw it up. 
Some of these advice givers are are posting salaries that make it easy to pay for basics and just sound smug. If your household income is 100 or 140k, you don't understand. [/quote]

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