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Relationship Discussion (non-explicit)
Reply to "How would you divide the money in this divorce scenario?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]"Don’t walk away with less than 50% as it’s very hard for a woman in her 50s to rebuild wealth." The husband is significantly older than the wife here. She has many more working years ahead of her to build a retirement fund, whereas he has practically none. Plus, he's worked every year they've been married while she didn't. [/quote] That’s not true. He can start claiming social security now. It’s $3k/month if he contributed at max level. $36k a year is $750k in NPV of perpetuity. He gets it in addition to 401k. Enough to pay for a decent apartment But OP can’t claim SS based off his, until she reaches her retirement age, eg she’s 14 -16 years behind him Makes no sense to give up her spousal share of marital retirement. For what? To be homeless ?[/quote] +1. We don't even know what social security will be like by the time OP is 62. It may be half of what current retirees get.[/quote]
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