Reply to If adults kids don’t have kids what’s the point?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I like what my sisters friends rich grandparents did. Set up a trust giving zero to currently living people. Even time a new kid born parents get a check $200k. When that kid graduates a four year college a second check 200k the when that kid has kids more 200k checks.

Giving childless people money 💰 with no metrics attached is useless.

The kids exist to raise educated kids of their own to go on and have more kids.

The trust is inflation adjusted. I am not rich enough to do that. But I can see setting up a trust for future kids and leave none to kids.

I was thinking leaving it all in a trust leaving zero to living people then pay out 1/10 every time a kid born after my death so first kids get a bigger share of pot.

Having kids with no kids is kinda like going to a restaurant and not eating. [/quote]

Ok I don't agree that everyone should have kids or that there is "no point" to having kids if they don't have kids. Just strongly, strongly disagree.

HOWEVER

I do agree that it's kind of weird to leave an adult who is past the age where they might have had kids and didn't, a huge sum of money. What is it for? If you don't have kids, you can work for 30 years (or less if you choose the right field), save intelligently, and have an amazing life where you never really worry about money. If your parents paid for your college education, you're golden. You don't have to worry about buying a house IB for good schools, sending kids to college, paying for braces, helping your kid pay for an apartment while they job hunt, etc. You also don't have to give up career opportunities to be present for your kids, as so many women especially do.

It just makes sense to give more money to adult kids who have kids (or at least give the money directly to the grandkids) than to leave huge sums to childless adults. Why, so they can have really, extra nice retirements? They don't even have anyone to leave the excess to. It makes no sense.

If none of your kids have kids, divide it evenly and let the chips fall. But if some have children and others don't, I do actually think it makes more sense to leave most of it to the people with kids so that money actually helps future generations get an education and get started in life, instead of just helping your adult child buy a vacation home or buy a really nice TV or whatever.[/quote]

I'm glad my parents don't feel this way!

They are leaving each of their grandchildren money, and my sibling and I will split the rest. 
They paid for both of our educations and they gave us an equal amount for a down payment on a home.

My sibling has a good marriage and a wonderful career and has raised several lovely children, most of whom will likely go on to marry, have wonderful careers and lovely children of their own. I am single, work to live, and have a dog. But we are both their children and we matter the same to them. If anything, I have a closer relationship to my parents because I don't have a family of my own, and I have the time and freedom to spend with them. We travel together. We are friends. I will probably be the one by their side at the end of their lives.

I'm not going to buy a vacation home with my inheritance. I will probably use it to pay down the debt that has accumulated due to the financial penalties of being single and possibly enjoy some things like travel for the first time. 
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