Reply to Joint Checking/Savings Account for Couple?

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Reply to "Joint Checking/Savings Account for Couple?"

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[quote=Anonymous]For the first 15 or so years we were married, everything was joint. When we were in grad school/just starting out, this worked really well for us.

As our discretionary income grew, though, the small but annoying differences in how we prefer to spend/save started to assert themselves.

So, we separated things. We divided up the bills/expenses based on how much we each make (this was pretty easy since our incomes are almost the same). It has made our day-to-day money management so much easier.  Investments are still joint.

Now, I am responsible for some bills and he pays others. As long as the mortgage gets paid (and I know it always will), I don't care what kind of car he buys or how much he's ordering from Amazon. He doesn't fret about my lunches out with friends or the recent trip I took with my sister. It works for us, though it's not the system that would work for everyone.

(also, we are pretty open with each other, so we each have access to the passwords for the other's accounts - makes it super easy if we need to transfer funds for some reason).[/quote]

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