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Money and Finances
Reply to "Joint Checking/Savings Account for Couple?"
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[quote=Anonymous]OP, why dont you just flip the way you do it around? If I were you, I would sit down with DH and develop a budget. Look at what you spend on mortgage, daycare, cars, savings, retirement, kids college, utilities, groceries, etc. and plot if all out in a spreadsheet. Once you have covered all of the expense categories, you should have a certain amount left over every month. "Fun money" for the family, "fun money" for you and "fun money" for DH. Determine what those $s are. Then, using your budget choose what to deposit into personal vs joint. Your "fun money" goes into personal accts, everything else goes into joint acct.[/quote]
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