Reply to How do people afford the countless vacations?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]They are probably not saving for the future the way you are. When it comes time to send the kids to college, they'll be looking for financial aid or upset that they can't afford the schools their kids worked so hard to get in to. And then there's retirement. You can't take out loans for retirement, so if you haven't saved enough, it could be a rocky road.

OP, don't worry about other people. You are the smart one because you are being responsible in preparing for your future. The bonus is that you will be able to sleep at night because you will not have the financial worries that others who have spent freely will have. 
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Not true. Some people are still saving, maxing retirement and such. Don't think we're all just in debt funding vacations. We do two international and two domestic a year plus maybe weekend trips to relatives. We cut back on clothes, food , eating out and unnecessary items. [/quote]

I don't know. I have talked to quite a few people in the last few years who appear to be making a lot of money, but are shocked at how much college costs when the time comes. The cost of tuition is only going to go up in the future. A lot of people lost a lot of their investments in 2008 and have yet to completely recover. What if that happens again just before kids are starting college? A lot of people think they are saving for the future, but the truth is they really are not saving enough and instead they are spending in the present. 
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