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Money and Finances
Reply to "How do you keep dedicated to living below your means?"
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[quote=Anonymous]For me: I just hate accumulating "stuff" and then having to get rid of old "stuff." For every thing I buy, I think "Do I really need this? Is this really going to improve my wardrobe/home/etc? If it is not, I put it back. There are very few things I regret *not* buying. I also keep a (short) running list of things I would like to buy in my mind when I am out shopping, and if I see a great deal for something on my list, I buy it. I make use of really good coupons, like 10 out of 10 at department stores, and I will find a way to only spend 11, use the coupon, and leave. For a lot of things, I DIY. DH and I DIY most of our lawn work, home improvement projects, and home decorating projects. I feel like this slows down our spending because we are pre-occupied by different projects/activities every season. For large ticket items, I find a deal. I buy most of my furniture from estate sales or craigslist, I live in a less expensive part of the region, I use my cars until they are unusable. It all sounds more onerous on paper than it actually is. My life is actually very relaxed, because we spend less than we earn, and have relatively laid back jobs. Accumulating travel "experiences" or "stuff" is just not a priority.[/quote]
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