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[quote=Anonymous][quote=Anonymous]I also don't understand why you are counting the health insurance on this side of net. If you are a fed, it comes out before you ever see your take home pay.

And is your mortgage really $3700 a month? Or is it $2700? You've confused me with your follow up posts.

The cell phone plan seems really high even for 4 lines. But regardless, carrying a mortgage of either $2700 or even worse, $3700 on $104k is just not feasible. [/quote]

Current mortgage is $3700, we could refinance with cash on hand to $2700 mortgage.

I'm honestly not sure about health insurance b/c currently under wife's plan.  Take home is muddied by dual income and split benefits.  Guessing on $104k salary, take home will be about 2/3 after taxes, 401k, but health insurance i think has been increasing and separate?

But to re-iterate, question was about other families staying home on $100k range -- how much is mortgage, where do you live, is there anything else in budget out of line?

Cell phone plan is for 5 lines (two smartphones, 3 flip phones), hence so high.  Probably could go to cheaper prepaid but this is unlimited att plan so cancelling it is giving up something significant.[/quote]

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