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[quote=Anonymous]ILs - completely prepared and willing to own up to the fact that someday they might actually die, or god forbid, need help (assisted living, moving, nursing care, etc).  Very open - if we ask, they explain what they have in place.  Every time we've asked, the answers have reassured us.  Also an extensive family support system in place on their side - we wouldn't be going through anything alone.
My parents - I believe they are financially secure, have LTC insurance, they have a will, living will/directive, and trust set up.  However, they are COMPLETELY unprepared for what will happen when one or both of them require daily assistance.  The thought of selling their house and moving into assisted living is laughed yet - yet they live several hours away.  They care for - aka enable - a younger relative who will need extensive, extensive care and probably many lawyers when they cannot provide.  I've tried to discuss this - "Mom, you realize I live too far away to take you to doctor appts every week.  What's going to happen when you and Dad can't drive?" etc.  Greeted by laughter and more wine.  No family help either, so I will be stuck dealing with it all by myself (and DH will have to become some sort of superhero to deal with me).[/quote]

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