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Reply to "Credit Union for Mortgage"
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[quote=Anonymous][quote=Anonymous]Credit Unions tend to be community oriented and have less predatory lending practices like the regular banks. [b]They tend to offer lower rates on loans than the banks.[/b] During the recent government furough, some large Credit Unions proposed to do workouts with the government employees until they got back on their feet. [/quote] that has not been my experience. When I purchased in 2012, I shopped around, and the credit unions had higher interest rates. They have higher rates partly because they do hold the loans and they are more risk-averse than other banks. My husband had purchased a house with a credit union before we married. They were slow to process the loan. You really have to keep on top of them. [/quote]
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