Reply to if you SAH, how do you plan for DH leaving, dying, etc.?

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Reply to "if you SAH, how do you plan for DH leaving, dying, etc.?"

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[quote=Anonymous][quote=Anonymous]Do WOHMs have a plan? So many state that they need the two incomes in the DC area. What would YOU do with just your one income? [/quote]

This is a silly, defensive and disingenuous question, but I will bite. Yes, most do. That is why they work, in part, because they are aware of what would happen if they lost thier husband's income. Through their employer, most will have gap insurance for the death of a spouse.  Also, because they have been working, most WOHM would be able to keep their job, which they would need even more if they lost their husband or got divorced.  If it was the WOHM who lost her job, most will be able to collect unemployment, and will, of course, be looking for and be able to find another job.  The point is, there are much lower risks when both spouses are working. If one loses a job, you adjust and live off the remaining income. When only one spouse is working its obviously going to be a larger impact if that spouse dies or loses his or her job.[/quote]

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