Reply to Developing the discipline to stop spending -- I need tips

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[quote=Anonymous]Get out of the online shopping habit -- it's too easy to mindlessly order stuff you don't need.

I also agree with postponing. If you're sitting at home and think you need something, don't rush to the store asap -- chances are the urge will pass or by the time you go, you'll forget about it. If I'm already at the store and see something I ke, sometimes I'll say to myself that I can't decide and will think about it and come back -- 95% of the time I never make it back there to grab whatever it is, and sometimes if I do, it's not there anymore/sold out etc.

Personally I also stay out of places like target, where it is impossible to walk out without buying some unneeded item.

Get used to buying food on sale. I realize you eat expensive food, but certain packaged goods (pasta and the like) do go on sale. When they are on sale, buy them whether you need them or not; often the sale prices for something like pasta come out to 50 cents/box. So you stock up and never again pay $2.50 a box when you need it. Same thing for cereal, cookies etc. Seems like small potatoes, but when you save $2-5 dollars per shopping trip, it will add up over time.

Like the PP, I also think about savings over a long period of time. Sure getting a Starbucks coffee only costs $3 however when that habit becomes 4 days a week, that's $12/week -- still manageable but over a month that is almost $50 and over a year that is $600; I'm sure you have better uses for $50 or $600 than coffee. I apply this thinking for recurring purchases and it has actually helped me kick the starbucks habit myself and save about $100-150 this summer.[/quote]

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