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Reply to "Developing the discipline to stop spending -- I need tips"
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[quote=Anonymous]Very difficult. This is a almost universal human problem according to some economists - the inability to reduce consumption spending (this excludes spending on what is needed for survival). See Greece. My only suggestion is to start shopping at thrift stores and second hand shops for clothes etc. Those apps that cost money to help you save look like a scam by the way. Especially when they 'go on sale'. [/quote]
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