Reply to Developing the discipline to stop spending -- I need tips

Forum Index » Money and Finances

Reply to "Developing the discipline to stop spending -- I need tips"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]Some good tips,PP.

To throw in one thing that helps me is to get off all the mailing lists for Pottery Barn, Hannah Anderson, Gap, etc. I always feel like I can't resist a 20% off sale even if I don't need anything.  If I don't know about it, I don't think about that sweater or pair of pants that we don't have. I also had to wean myself from checking Gilt, Ruelala, Joss and Main, etc. Every time I look at those there is something irresistable that I need. [/quote]
I need to do this.

OP, I understand what you mean about comparing yourself with your peers. I have the same problem. I know that my friends all make more money and have less debt, but that doesn't stop me from thinking that I need to have all the things they have. And now we've dug ourselves into a hole with credit.

One of the things I'm thinking about doing is being more organized with our food budget. Buying things that are on big sale (3 lb pack of chicken thighs, for example) and saving it for future meals. Cooking one piece of meat that can make 2 meals.

I'm at the point that I'm going to try my grandmother's method of budgeting: the envelope system, where the cash for each item in the budget is put into envelopes and when the cash is gone, that's it for the month.

Good luck to you, OP. DH and I both came from poor families and now that we make good money, we tend to feel like we "deserve" the things we want to buy. That's the mentality we need to fix. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics