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[quote=Anonymous]PP who made the difference between spender and debtor hits the nail on the head! Your DH has a problem that could drive you to divorce, OP. I hope you have separate accounts and private savings. Ideally, you should come to an agreement that you should FIRST automatically save for retirement, college, emergency funds, etc. Second, no debts should be incurred for frivolous stuff (list those here). On a hopeful note, your DH can change as I changed. I never used to look at what I spent in my early 20s. 10 years later, I get a kick out of saving money and buying the best quality for my money! 2 reasons for this: DH is a saver and convinced me it was a thrilling way to live (!), and recently we have been pinched due to job loss. Good luck.[/quote]
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