Reply to Can I afford to stay home with the kids for 1-2 years?

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[quote=Anonymous][quote=Anonymous]OP here.  Thank  you so much to everyone who took the time to respond. I greately appreciate everyone's valuable input and plan to implement changes ASAP (starting with consolidation of the cc debt.) I chatted with my DH this morning about it all. :-)

I think part of the reason for the cc debt mess is that  was paying for unglamorous home improvements (new furnace, new water heater, new fence) on cc's, and loaning some money to my DH's brother (a wonderful man with perhaps less than a great business idea) and paying for it through the line of credit at our bank at 12.5 percent (which I consider under the umbrella term of "cc debt.")  Admittedly, some of the debt is also from frivolous stuff like years of new hockey skates.  The 56K has built up over many years, and I just wanted to assure people that I have not been not going out and getting spa treatments. :-)  Thank you again for everyone's input![/quote]

I don't get it. It's household-related debt and a loan to his brother (on a cc?) and he doesn't know about it and you feel the need to hide it?[/quote]

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