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Reply to "Can I afford to stay home with the kids for 1-2 years?"
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[quote=Anonymous]We have the same mortgage outlay as you, and our HHI is only $170K (close to what yours would be with the cut). We have no problems making ends meet (with no consumer debt) on that, so I think your goal should be, if you want to stay home, you take EVERY CENT of the difference between your $230K current HHI and your expected $155K HHI and you pay off the consumer debt. If you can do that, then stay at home. In 6 months, you should have about $25K (conservatively) saved from your salary to put towards it, and then add in your parents' annual gift of $22K, and all you'll need is about $8K more scrimped from elsewhere. [/quote]
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